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 Mar 12, 2007 - 5:41 PM
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 Enthusiast  Joined Mar 14, '06 From Mary Land Currently Offline Reputation: 0 (0%)  |
pretty random topic but i was wondering if any of you guys know of any banks with good saving accounts?
my dad showed me one i had and it only had .25% interest lol. |
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Mar 12, 2007 - 5:52 PM
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 Enthusiast Joined Oct 30, '04 From So Cal Currently Offline Reputation: 13 (100%) |
Credit unions usually have better interest rates than regular banks. Usually, Universities have their own credit union..
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Mar 12, 2007 - 6:17 PM
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 Enthusiast Joined Feb 5, '05 From pineapple under the sea Currently Offline Reputation: 9 (100%) |
If you aren't going to touch the money for a while, you can go to Key Bank (www.key.com) and put it in a High Interest CD. You can put it in for as long as you want, and it gains some decent interest. The only downside is if you take ANY amount out of it before the specified date, you have to pay fees.
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Mar 12, 2007 - 6:57 PM
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 Enthusiast Joined Nov 13, '02 From So Cal Currently Offline Reputation: 3 (100%) |
i have ingdirect. their interest is 4.5% for savings account and 4% for checking account. if you are referred by me and put in 250 as an initial deposit u get an extra $25 free and i get 10 =) so pm me ur email and ill send u a refer link. i need money, lol.
and yes they are FDIC insured they also have direct deposit and debit cards This post has been edited by forkee: Mar 12, 2007 - 7:15 PM --------------------  |
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Mar 12, 2007 - 7:14 PM
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Enthusiast Joined Jun 25, '06 From Box Elder, South Dakota Currently Offline Reputation: 2 (100%) |
forget a savings account, go with an IRA....makes money alot faster....better for retirement kinda thing though...
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Mar 12, 2007 - 7:15 PM
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Enthusiast Joined Mar 14, '06 From Mary Land Currently Offline Reputation: 0 (0%) |
i guess i should do some research havent heard of all those
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Mar 12, 2007 - 7:57 PM
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 Enthusiast Joined Mar 18, '04 From Portland OR / Vancouver WA Currently Offline Reputation: 0 (0%) |
Bank of America has a thing right now they are doing w/ Savings accounts called Keep The Change. Every time you buy something w/ your bank card it will round up to the nearest dollar & put that change amount in your savings. I havent read the details yet so Im not sure if there is a catch or not...
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Mar 13, 2007 - 11:46 AM
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Enthusiast Joined Oct 30, '04 From So Cal Currently Offline Reputation: 13 (100%) |
QUOTE(amysmojo @ Mar 12, 2007 - 5:57 PM) [snapback]535711[/snapback] Bank of America has a thing right now they are doing w/ Savings accounts called Keep The Change. Every time you buy something w/ your bank card it will round up to the nearest dollar & put that change amount in your savings. I havent read the details yet so Im not sure if there is a catch or not... It helps you transfer your money slooooooooowly from your checking account to your saving... -------------------- |
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Mar 13, 2007 - 12:08 PM
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 Enthusiast Joined Sep 6, '04 From oakdale Mn Currently Offline Reputation: 0 (0%) |
i think it's ebank.com or somethng like that it has a 3%rate .....my buddy was telling me about it. it's FDIC and you just have to have a minimum of 50 bucks. also emigrantdirect.com they have 5.05%
This post has been edited by rjbibeau: Mar 13, 2007 - 12:14 PM --------------------  |
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Mar 13, 2007 - 1:46 PM
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Enthusiast Joined Mar 18, '04 From Portland OR / Vancouver WA Currently Offline Reputation: 0 (0%) |
QUOTE(tomazws @ Mar 13, 2007 - 9:46 AM) [snapback]535883[/snapback] QUOTE(amysmojo @ Mar 12, 2007 - 5:57 PM) [snapback]535711[/snapback] Bank of America has a thing right now they are doing w/ Savings accounts called Keep The Change. Every time you buy something w/ your bank card it will round up to the nearest dollar & put that change amount in your savings. I havent read the details yet so Im not sure if there is a catch or not... It helps you transfer your money slooooooooowly from your checking account to your saving... Oh dang I didnt even read that part..so thats how they do it! lol...Well for the first 3 months they will match what goes into your savings 100%...but still. Whaaatever...I guess I wont be signing up for that! -------------------- |
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