parent problems Options

[cHinaman727]

My girlfriend is 19, and working full-time to pay for her car. To get this car, she had to use her dad's credit and he cosigned. If she moves out, they will take her car, yet she has been the one making payments on her car, even working so much that she is getting very few college hours in.

How can my girlfriend move out and KEEP her car? I am not too clear but I think she has been giving her dad her paychecks and he has made the payments using her paychecks or something like that. So to the bank, it looks like he is the one paying.

If she moves out, they keep the car, yet her mom just demanded that she moves out or START PAYING RENT. Yeah, thats what I thought. Her parents are telling her that if she moves out, they will keep her car, and if she stays there, she has to start paying rent, ALONG with paying for her car, for THEIR groceries, and doing all the work around the house..

HELP PLEASE!

[tim86]

thats really shady especially for parents to do sounds like she should just take out a loan, and move out and get a car witht he loan while shes still working... banks will work with her as long as she makes payments... i work for boa as far as lawsuits I dont think she would have anything... just sounds really unfair

[xs94st]

she should try to get a loan through the school she's attending, or through financial aid, or through a bank. what is the amount of her monthly car payment? she can use her paycheck stubs asa reference as to how much she makes each month. it also depends on how long she has worked for her current employer and any other credit issues (no credit, some credit, some bad credit)

i dont understand parents sometimes..they just get lame. i moved out and have zero support from my dad and i'm in mad debt. if i had the choice, i would move back home rent free and pocket 700+ a month but that would mean i gotta see my dad everyday :\

[Rayme]

Wait uhm, if the dad co-signed it's still HER car right?...

whatever, if a car is draining too much of her income, she should get rid of it (or get a crap cheap car).

But it's realy sad her parents aren't more helpful.

[BloodyStupidDave...]

My girlfriend is 19, and working full-time to pay for her car. To get this car, she had to use her dad's credit and he cosigned. If she moves out, they will take her car, yet she has been the one making payments on her car, even working so much that she is getting very few college hours in.

How can my girlfriend move out and KEEP her car? I am not too clear but I think she has been giving her dad her paychecks and he has made the payments using her paychecks or something like that. So to the bank, it looks like he is the one paying.

If she moves out, they keep the car, yet her mom just demanded that she moves out or START PAYING RENT. Yeah, thats what I thought. Her parents are telling her that if she moves out, they will keep her car, and if she stays there, she has to start paying rent, ALONG with paying for her car, for THEIR groceries, and doing all the work around the house..

HELP PLEASE!

It doesn't seem unreasonable for her to pay rent to her parents considering she is 19 and can clearly afford it. It is also reasonable to expect her to do a share of work around the house. I think a fair rent would be approximately half of what she would likely pay if living on her own or with you.

It doesn't sound like the parents have a legal right to take her car as long as she is able to continue to make the repayments, but parents can be ***holes like that. On that front, she would be better off paying off as much of the car loan as she can, then taking out a personal loan for the remainder and using that to pay off her parents. Once the car is entirely hers, the parents no longer have that leverage and she can make a decision about whether to pay rent to her parents or move out.

[Hanyo]

If you take this to court then the parents will end up with the car.

My advice is to tell the parents to give the money she has paid on the car back. And tell them to sell the car to get the rest of their money back.

If they are stubborn on giving her the car, it just wont work out no matter what you do. Under the law, the parents own the car. So if you take it to court your gf will not win because there is no paper work for the car payments.

[cHinaman727]

Thanks for all the advice so far guys.

As far as the car goes, I think that when it comes down to it, she will be able to at least cut the car as a loss and haul it out of there.

Secondly, her parents have NO right to make her pay rent. She is 19 and works full time to pay for a car? Most kids are 19 and working full time to pay for college if not going there solely.

On top of that, she does all the housework at her home. She gets screamed at if every single piece of clothing is not ironed and folded. She cooks, cleans, and is pretty much a slave to her mom's whims. Now I say her mom cause her dad isn't THAT bad, but when it comes down to it, he is whipped.

So when you say "19 and can afford it" please understand that she already is using ALL of her money for her car. And when you say it is "reasonable to expect her to do a share of work", realize she is not doing just her share, she is doing EVERYONE's share.

You guys would be disgusted by the way her parents treat her.

Ehh one time her mom was lying in bed and called my girlfriend on her cell phone to bring her a Dr. Pepper.

Sick.

[manolis]

I think that you must help your girlfriend....how....i believe you know...

[cHinaman727]

I think that you must help your girlfriend....how....i believe you know...

?? Thanks Yoda thats what I'm tryin to do

[MaskedMan]

1) is your gf asian by any chance?

2) what kind of car does she drive?

3) what kind of job does she have?

4) with her being so busy with work and school, does she still have time for you? If so, then she's not working as much as she could be haha jk.'







This post has been edited by MaskedMan: Nov 11, 2007 - 7:00 PM

[cHinaman727]

1) is your gf asian by any chance?

2) what kind of car does she drive?

3) what kind of job does she have?

4) with her being so busy with work and school, does she still have time for you? If so, then she's not working as much as she could be haha jk.'

1) no shes not azn

2) She drives an 05 Ford Focus

3) She works in customer service at a bank.

4) What she is not spending enough time on is school.

[MaskedMan]

Ok as I exspected. Well here's the thing, she needs to figure out what's the most important for her. If she wants freedom, it's right there, but sacrifices need to be made. Yeah it's tough, but that's the way life is. There are tough parts of it, and there are easy parts. Growing up is tough, because it's when you realize your not a kid anymore and you need to learn to balance life. Different people have different privlages and opportunities handed to them. There are kids out there that are forced into the same situation, except they don't have a car at all, and might not have someone like you to help them through it. So can't you just be glad you have each other?