Insurance, Who's the real problem? Options

[darksecret]

Ok, I was wondering why does insurance point the finger at young people for the high premiums. I understand that kids cause a lot of wrecks due to the one or two weeks of practice that schools give before the test, but why don't they look into mechanics that deal with a lot of insurance wrecks, I think it's wierd that I tell one mechanic I need a quote for the insurance company and they say $1,163.00 and another body shop tells me $745.00 and has the same repair order as the first shop. The only difference was I told one mechanic insurance was doing it and the other I told I was having to pay.

[Digndoug]

because if insurance is doing it, they can norm tack on a lot of extras that dont need to be done, an they'll pay.

Also for kids with high insur rates. There are a lot of young drivers that just dont know how to drive. My buddy has wrecked 4 1/2 cars already an thats in 3 years of driving. When i see the highschool kids get out of class they all drive like ass's. It sucdks cause they kill it for the rest of us.

[ghostdog]

My buddy has wrecked 4 1/2 cars already an thats in 3 years of driving.
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how do you wreck 1/2 a car? did they salvage a front clip from it or what

[darksecret]

This 17 year old kid had his license 3 weeks his Mustang GT driving around a curve doing 110mph and wrecked it injuring 3 others in the car with him, that is why I don't understand why parents give kids fast cars, some might be responsible but most are going to haul a** and possibly wreck them. My opinion on the insurance thing is that insurance companies love the high charging shops since it gives them a reason to jack up premiums.

This post has been edited by darksecret: May 5, 2005 - 8:44 AM