need advice:(, please dont flame i already know i F"dup Options

[bonzaisushi]

ya so ne way july 5th im in a parkin lot hanging out with some friends and one of my friends rolls up in his moms 7gen gts action package, he takes me for a spin i get out, couple mins later he asks if i wanna drive it im like hell ya. so inside im thinking ill just take it for a little spin, so i did didnt floor it at all cuz its not my car its not even his car... so to make a long story short 15 seconds after drivin it im at about 20-25ish in a parking lot(ya i know thats stupid but i was too happy to drive the car) well in this parking lot. THIS huge parking lot theres to isles that look like side walks coming down from the store front, and from a distance and even kinda upclose it looks like a sidewalk well stupid me doesnt pay attention and BANg hit the curbgoin bout 20-25 so i stop immedeately i got a little air from what the people said, i dont remember ne of it. so i got out they came over i popped the 2 front tires bent the 2 front rims and the 2 back tires were bubbled.... i lent him my spare so he could get home soo turns out theres like over 2k of damages. ne way he got off he didnt get in trouble at all from his mom and im taking the heat, i know that this is mostly my fault but her kid let some kid that he knows drive her car.... if i had a kid do that hed be in trouble.... but she contacted her inscurance and they wont cover it because she wasnt driving.... is that true? ne way my family says i shouldnt pay ne thing... i feel so bad i wanna help out but i dunno what to do so im coming to u guys.... ya dont flame ive already been beaten over the head with this enough i tell ya life sucks most of the time ne wayz thanks ahead for givin me advice sorry this doesnt make much sense but im not in a good mood right now and im barely focusing.... thanks guys

[Ghost]

Damn man, that sucks really bad. Sorry to say, but you should pay...regardless of whatever the kid let you do, you were the one that made the mistake. It'd be the same way if you let someone drive your car and they wrecked it. Bad judgement is part of the blame, but its not the reason why the accident occurred. I would try to work something out with your parents in somehow paying it off, or perhaps you could meet an agreement with the other kid and you could split the cost somehow. Good luck either way.

[bonzaisushi]

ya i was thinkin bout a split agreement too but i dunno how things are gunna work out...this blows thanks for the advice ghost

[blkGT]

I agree, you should pay. But ask to see the quote from the bodyshop or ask to get your own. Just to double check.

[snadman]

I'd just payt for it man. You have to. Unless you can hire Johnny Cochran and he'll find a loophole to make it be the store's fault that had the sidewalk there. lol.

[bonzaisushi]

what about the inscurance thing they wont cover the car because she wasnt driving?

[KAMiX]

Bad luck bonzai, but may I ask how old you are? I don't mean this in any condescending way or anything.

"you break it, you buy it". I've driven parents friends cars, and my friends have driven some of my parents cars (including the beemer), and we all knew that if one of us crashed, we'd be paying for it. I don't want to be hard on ya, but you have to pay your way through life mate There are always diff circumstances tho - maybe their family is much better off than yours or something. But If you want to know - she could quite easily take you to court and win.


PS. I think it kind of sucks that your friend isn't in trouble though. I reckon he should pay $500 of the $2000!

[yep]

their insurance probably covers it but they may not want to use it because their rates would go up.

they shouldn't have to have their rates go up or pay for something that was your fault.

[KAMiX]

Oh yeah. My insurance requires me to add the names of any other drivers before I have any chance of getting money. I have a full comprehensive insurance too. Could be different in the states though.

[Inferno]

I agree, you should pay. I don't ride or go driving in another kid's or kid's parent's car without mine and his parent's permission. I know it seems dumb, but it saves your ass in the end. Anyhow, sorry about the incident, I wish it hadn't of happened. Anyhow, good luck on getting the money to pay for it.

This post has been edited by Inferno: Jul 20, 2003 - 7:41 PM

[bonzaisushi]

blah... this sucks so much havent been able to sleep since then, im 17 feel like a terrable driver, i dunno what to do guys. thx again u guys are awsome

[silvasurfa]

If everything you said is true, you aint a bad driver, you just had some bad luck! happens to the best of us.
Your friends not blameless, personally i wouldnt have let a friend drive my moms new car, sucks hes got off but thats life!
You should pay though dude

[macavely]

well i think you should pay car her insurance might not cover it cause you were driving the car... and she could lose her coverage....i been on her side of things and it suck...so you should pay for what you did...

[speedracer_2020]

Not to be rude, but to state the obvious it was your fault and his fault.

(a) He shouldn't have let you drive (being it's not his car)

(b) You shouldn't have driven because, well you know...


Speaking from experience, when I was about your age me and a friend went racing after highschool (ironically it was after a safe driving presentation) .. so we both had slow cars.. him a 1991 Pontiac Sunbird and me a 1991 Corolla Sedan. Anyhow. Evenly matched we were neck and neck so I tried to pass he tried to block, and bam!!!

My fender went right into his back quarter panel! We were freaking! And didn;t wanna go thru insurance. We ended up coming to a deal that we'd fix our own cars.. and take the heat. It was at this point I realized I'm an adult.

Sorry to break it to you but you gotta take control. We all do, at some point. You and your friend gotta come up with a plan of attack and follow it through.

So what I'd suggest, and a few of the other members here have :

- price out the cost of the wheels
- price out the tires
- price out the cost of mechanical repairs to suspension (etc etc) and alignment and so on
- price out the cost of body work

THEN.. find alternatives! hunt and hunt. You'll find it. I'm sure you can lower that $2000 figure down by at least a few hundred dollars.

Then if you two go splits on it, you're set. Work extra hours, or something.

I don't know what else to you'd be able to do. But it's a good life lesson, and be thankful that both of you are ok and that NO other cars/people were involved.

Best of luck,

Shaun

[Andason]

Doesn't YOUR insurance cover things like this?

[bonzaisushi]

ya thanks guys for the awnsers and everything, i got it all worked out... u guys are awsome thanks for the good advice n such

[abatardi]

Her insurance would only cover it if he was over 21, I believe is the policy of most. Something similar just happened to my girlfriend. She was out in Cali with me, her dad used her car in Maine, and completely totalled it.

It went on my girlfriend's insurance...they covered it, her dad paid the deductible, and her insurance will not increase because he was not a regular driver on the policy. His insurance will increase however, because now he has an at-fault accident on his record.

Normally you'd be all set, but I think the under-21 thing is what is the issue.

I doubt there's $2k worth of damage. They probably brought it to Toyota and that's what they quoted her for a new set of rims and tires. Was there any visible body damage? Tell the lady you want to bring it to your guy to get a quote on it, and that you want to help as much as possible. If you haven't talked to her IN PERSON yet and apologized profusely, do it. It sucks but you gotta step up and correct this any way you can. More than likely she's either going to scream at you (if she does take it all and let her get it out of her system), or feel bad for you and offer to help come up with a solution, or both.

Don't worry about it man.. this is just one of those life lessons... something we all have to go through. Two very important lessons I've learned: Don't trust other people with your cars, and Don't let friends (or your girl's best friend) borrow money from you.

Keep us updated and if there's any way we can help let us know.

- aba

[abatardi]

QUOTE (bonzaisushi @ Jul 21, 2003 - 3:29 PM)

ya thanks guys for the awnsers and everything, i got it all worked out... u guys are awsome thanks for the good advice n such

curious how you ended up working things out? are you good with the solution or what?

- aba

[bonzaisushi]

her inscurance covered it

[Akimbo]

Are you sleeping again?