 So...someone crashed into my 1998 Celica GT :-(, What to do? |
 Sep 23, 2013 - 11:03 AM
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Enthusiast  Joined Jul 8, '13 From NJ Currently Offline Reputation: 0 (50%)  |
Hey guys,
So I had my car parked on the street over the weekend and one of my elderly neighbors slammed into my car. The rear bumper is completely damaged (looks like it's about to be folded in half), as well as the tail lights and rear side panel on one side. The hatch still works and locks, but air and water is getting in the trunk now. I might be forgetting something and can upload a couple photos later. The car still drives okay, although I've only driven it twice since it's happened so maybe I'll notice something as I continue to drive it. Fortunately the driver left her information and lives right around the corner so we're going to go through her insurance company to handle things, especially since I don't have collision. So right now I'm debating whether or not it's worth using the insurance money to repair body or if I should use that money, sell the car as is for $1500 or so, and then get something else. I'm leaning towards just repairing the car since I enjoy driving it, have recently upgraded the speakers, changed the distributor cap/rotor and plugs, changed the alternator so I know what's been done on it recently maintenance-wise. Plus, we're not sure if her insurance company will set a cap amount due to the age/wrecked condition of the car. They might declare it a total and just give me $3000 for the value of the car. Thoughts anyone? What would you guys do? |
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Sep 24, 2013 - 5:27 PM
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 Enthusiast Joined Feb 23, '12 From Warrior, AL Currently Offline Reputation: 0 (0%) |
Just depends on the buyback cost. Being there's structural damage(from pics I don't see how), anything over $500 just let them take it. Remove your sound system and any other small things you can use in your next car first though.
Look at the positive though, odds are they'll be paying you more than what you could've ever sold it for. Now you can get an E36 or what have you instead, and never ever park it out on the street. -------------------- 2001 Miata LS 5-speed
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Sep 25, 2013 - 10:07 AM
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Enthusiast Joined Jul 8, '13 From NJ Currently Offline Reputation: 0 (50%) |
QUOTE (Box @ Sep 24, 2013 - 5:27 PM)  Just depends on the buyback cost. Being there's structural damage(from pics I don't see how), anything over $500 just let them take it. Remove your sound system and any other small things you can use in your next car first though. Look at the positive though, odds are they'll be paying you more than what you could've ever sold it for. Now you can get an E36 or what have you instead, and never ever park it out on the street. Any tips on getting the most from the insurance company? I guess I should mention the spark plugs, distributor cap/rotor, alternator (which is upgraded to 160amps output) are less than 2 months old, as well as my subwoofer amp that was damaged in the crash, and the premium speakers/headunit in it? And then after all is said and done I can strip out the speakers and aftermarket head unit before they tow it away? Sorry, I'm new at this. I've never had it happen before. This post has been edited by marblesmike: Sep 25, 2013 - 10:12 AM |
Posts in this topic
marblesmike So...someone crashed into my 1998 Celica GT :-( Sep 23, 2013 - 11:03 AM
Keiri Personally, I'd pull the upgraded speakers and... Sep 23, 2013 - 11:32 AM richee3 Do all other panels still line up perfectly? Doors... Sep 23, 2013 - 11:47 AM marblesmike No, the panels aren't lined up at all on the o... Sep 23, 2013 - 1:21 PM Box Odds are they'll want to total it. If it were... Sep 23, 2013 - 2:05 PM
marblesmike QUOTE (Box @ Sep 23, 2013 - 2:05 PM)... Sep 23, 2013 - 2:24 PM The_enD I am no expert, but why do I have a feeling a bit ... Sep 23, 2013 - 2:34 PM Box Generally what happens is once they total it out y... Sep 23, 2013 - 2:52 PM The_enD I don't see where any body work will be done. ... Sep 23, 2013 - 3:11 PM Box From what he said and by the looks of it the back ... Sep 23, 2013 - 3:19 PM marblesmike Going to get an estimate in a little bit so I... Sep 24, 2013 - 10:53 AM marblesmike Yup, estimated at $4000-5000 worth of damage.... Sep 24, 2013 - 1:23 PM Keiri QUOTE (marblesmike @ Sep 24, 2013 - 2... Sep 24, 2013 - 2:08 PM njccmd2002 thats a shame, but if you cant fix it, just give i... Sep 24, 2013 - 6:49 PM Box This is where documentation of any work and parts ... Sep 25, 2013 - 2:49 PM marblesmike QUOTE (Box @ Sep 25, 2013 - 2:49 PM)... Sep 30, 2013 - 9:09 AM Box As long as it still runs and drives you should be ... Sep 30, 2013 - 2:11 PM marblesmike QUOTE (Box @ Sep 30, 2013 - 3:11 PM)... Oct 1, 2013 - 8:41 AM Smaay no you can drive the car on a salvage title. salva... Oct 1, 2013 - 8:53 AM marblesmike Yeah, the initial offer was around $3900 incl... Oct 1, 2013 - 9:47 AM Box That's surprisingly fair for a first offer, ob... Oct 1, 2013 - 10:02 AM R4R44V15 Sorry to hear that, man. Hope you get it all figur... Oct 1, 2013 - 11:32 AM marblesmike Ha, yeah I'm actually looking into getting a B... Oct 1, 2013 - 12:20 PM Smaay working on a BMW is NOTHING like working on a celi... Oct 1, 2013 - 2:43 PM marblesmike QUOTE (Smaay @ Oct 1, 2013 - 2:43 PM... Oct 1, 2013 - 3:28 PM Box *Large resounding laugh* BMW's are a pain, es... Oct 1, 2013 - 4:05 PM marblesmike QUOTE (Box @ Oct 1, 2013 - 5:05 PM) ... Oct 1, 2013 - 7:17 PM Box I'd own an E36 myself, just make sure you get ... Oct 1, 2013 - 7:32 PM njccmd2002 Time to swap an 1mz on that celica if you keep it Oct 3, 2013 - 7:53 AM marblesmike $4507 was the final settlement amount (plus I... Oct 3, 2013 - 11:47 AM Keiri QUOTE (marblesmike @ Oct 3, 2013 - 12... Oct 3, 2013 - 1:00 PM marblesmike QUOTE (Keiri @ Oct 3, 2013 - 1:00 PM... Oct 3, 2013 - 2:19 PM Box See, it all worked out. When it's all said an... Oct 3, 2013 - 2:10 PM Box Down payment. Oct 3, 2013 - 2:50 PM marblesmike QUOTE (Box @ Oct 3, 2013 - 2:50 PM) ... Oct 3, 2013 - 4:06 PM Box If I can't buy it outright I do without it. ... Oct 3, 2013 - 5:30 PM leb_toyota Aww man, did you already ditch the celica? I would... Oct 17, 2013 - 5:03 PM |
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