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> Insurance Says Total Loss, Thoughts?
post Jan 2, 2016 - 5:43 PM
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Spider77



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Well, never did I think I would be writing one of "these" posts. Regardless, I am still waiting on some final numbers from the insurance company. News to anyone, if your going to get in to any kind of accident, don't do it on a holiday period, it just seems to make it worse. In all fairness, my insurance company has been working with me (this far), so I cant really write them off yet.
Anyhow, how this happened was an error on my part mostly. I was leaving work, there is a left turn merge lane right on the main road. The truck in front of me was stopped, so I looked over my left and spotted a clear spot. I looked at the truck and they were starting to go, so I check left one more time. A car was coming up, but there was plenty of room for both myself and the truck. Considering he was already going I eased into acceleration. When I looked forward the truck had slammed on their brakes (keep in mind there was room to make the merge), I hit mine and we had a rough 5-8 MPH collision.
Granted I hit him, so no matter what I'm at fault.
We exchanged information and I drove home. It probably doesn't help that he told me he could of made it, cause "V8 an all", but decided not to at the last second. I was more upset with myself for not assuring that he decided to go, even though he gave every indication that he was (as in starting to pull out). Long story short, his giant ass truck is fine and the Celica took the beating.
After talking to the insurance company for two days (holidays and what not) I was informed that they deemed the Celica a total loss. Now, I am still waiting on the payout estimate to decide on what I'm going to do. I don't plan on it being much due to the age and mileage (263k), and currently there is only one Celica at any dealership that's within 75 miles (goes for 4200, less 50k miles).
So I figured I'd take to here to get some opinions on what to do. The hood and bumper cover is shot, high beams exploded, and the upper radiator support is bent (along with headlight supports)...its amazing what running under a truck will do when it hits just right. Anyhow here are the pics, and I would appreciate your thoughts (especially those that have been though this). Granted im still awaiting to hear back from my insurance.







Thanks!
 
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post Jan 4, 2016 - 10:00 PM
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Spider77



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True, but it still leaves me sourcing parts and with no real time to do it in. ...rather do it in one go around. Spent the whole day playing "who's covenant do i get now? " with insurance. But plus note, was told by my count clerk (Tennessee) that if my car is over 10 years anything done to it won't affect the title. ..so there is that.

Posts in this topic
- Spider77   Insurance Says Total Loss   Jan 2, 2016 - 5:43 PM
- - njccmd2002   Insurance totaled it because of the cost to repair...   Jan 2, 2016 - 6:56 PM
- - Spider77   If i could find a clip and get it done in two mont...   Jan 2, 2016 - 7:14 PM
- - richee3   Similar damage this time year. Fought State Farm a...   Jan 2, 2016 - 7:32 PM
- - Spider77   So you were able to tack on costs of modifications...   Jan 2, 2016 - 7:55 PM
- - richee3   Yes, with a little persuasion.   Jan 2, 2016 - 11:55 PM
- - rave2n   Ouch. Doesn't look bad. They do that total l...   Jan 3, 2016 - 9:41 AM
- - Spider77   They didn't ask for pics of the upper radiator...   Jan 3, 2016 - 10:00 AM
- - Box   Similar nonsense with my Miata, I wanted them to t...   Jan 3, 2016 - 2:54 PM
- - Spider77   I really haven't torn it down yet. Kind of un...   Jan 3, 2016 - 3:26 PM
- - mkernz22   It's the easiest fix ever. Hell, you could eve...   Jan 3, 2016 - 6:22 PM
- - Box   I was going to say get a porta-power and sledge an...   Jan 4, 2016 - 1:00 AM
- - 2bcelica   Sorry for your loss man. Hope you able to get som...   Jan 4, 2016 - 10:24 AM
- - Spider77   There were two I was looking at (price was decent)...   Jan 4, 2016 - 10:54 AM
|- - mkernz22   QUOTE (Spider77 @ Jan 4, 2016 - 10:5...   Jan 4, 2016 - 9:33 PM
- - Spider77   True, but it still leaves me sourcing parts and wi...   Jan 4, 2016 - 10:00 PM
- - HectortheRican   Man, I'm very sad to see this happen to the cl...   Jan 6, 2016 - 2:50 PM
- - Spider77   There are a few out here. 2B has always had clean...   Jan 6, 2016 - 5:45 PM
|- - 955SFE   QUOTE (Spider77 @ Jan 6, 2016 - 6:45...   Jan 6, 2016 - 8:23 PM
- - Spider77   Welp, stuck in a hard spot and had did the buy bac...   Jan 7, 2016 - 7:57 PM


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