I officially dont suck as much!, my baby is HOME =) Options

[amysmojo]

Well for the last 6 months my pay checks have been garnished by 25% because of a credit card bill of mine. This has caused me to fall behind on my car payments because I cant afford to pay rent AND car payments with a garnished pay check....

anyway they came & towed my car away today

I officially suck, no idea when Ill get my baby back so ill be car-less for a while...yeah...

the weird thing is I had a dream about a week ago that my car was towed...but luckily I woke up from it...this time...not so lucky.

I know its my own fault! I really hate myself right now, I cant stop crying....

This post has been edited by amysmojo: Jun 7, 2006 - 9:15 PM

[lagos]

OMG what would I do w/ out my family!

GOOD NEWS

'Amysmojo' will be home some time before the end of the week. A family member heard about the mess I got myself into & has offered to pay for my late car payments + make the July & August payments to give me a head start on getting my bills under controll.....on top of that this same family member said if I get a part time job - then they will match whatever I make each week so that I can get my debt paid off once & for all

I am speechless...this person is my HERO. My whole family knows how much my car means to me...I think they want it to come back home just as much as I do!!

anyway thanks for all your replies everyone - its nice to know im not alone.

you dont have a job at all? why dont you get a full time job, or at least something part time that pays you more money so that you can pay off the debt on your own. its great that your family wants to help you out, but youll never learn your lesson if they pay stuff off for you.

[amysmojo]

OMG what would I do w/ out my family!

GOOD NEWS

'Amysmojo' will be home some time before the end of the week. A family member heard about the mess I got myself into & has offered to pay for my late car payments + make the July & August payments to give me a head start on getting my bills under controll.....on top of that this same family member said if I get a part time job - then they will match whatever I make each week so that I can get my debt paid off once & for all

I am speechless...this person is my HERO. My whole family knows how much my car means to me...I think they want it to come back home just as much as I do!!

anyway thanks for all your replies everyone - its nice to know im not alone.

you dont have a job at all? why dont you get a full time job, or at least something part time that pays you more money so that you can pay off the debt on your own. its great that your family wants to help you out, but youll never learn your lesson if they pay stuff off for you.

lagos - My family is not the type to just pay things off for me. I am not being handed money for no reason. I have a full time job!!! I have had the same full time job for 6 years now. I only started getting into trouble 3 years ago when I decided to move out & live on my own - no room mates no nothing - did that for about a year couldn't afford it so I got a credit card to help me out...I even traded in my 2001 Jetta 2 years ago & got my Celica in order to get a car with lower payments (which are still kinda high but lower than the jetta) & now I am in this never ending cycle of high interest rates from my credit cards bla bla bla & here I am today with my family being there in my time of need.

The part time job is only for paying off my debt! That's why they are going to match what I make @ the part time job - so that I can get out of this situation ASAP. They understand my pain - been there & done that & they want to help me. And I will one day pay them back whether they accept it or not...it will just take time. So I will have both my full time job & a part time job.

So please do not roll your eyes @ me assume I am a spoiled little celica girl - I already feel bad enough & I'm trying to fix things & get my life together.