How I hate car accidents..., UPDATED with Police Report Options

[saleeka]

Tonight driving home from my parents house I had the misfortune of getting hit in my Accord... So I'm driving on a 2 lane 35 mph road, with a seperate left turn lane. As I approach the light to make a left turn, it is green (no arrow), so I procede to get out into the intersection a bit to make the turn. Light stays green for a good amount of time, but too much traffic is coming so I cannot make the turn. Light begins to turn yellow, and there is still cars coming thru, so again I wait. I see the light turn red on me, and there is still a chrysler minivan driving towards me. I still wait. I then see him slow the van by noticing the front of the hood dip down a bit indicating braking. I proceded to make my left turn, and before I can realize what has happened, my car is hit on the front side of the passenegr side by this van, and my car has rotated about 90 degres in the direction of the van. Hood is smashed in, front bumper cracked, both front fenders destroyed or warped, cant open the driver side door, and there is body metal lodged in the front wheel well.... Cars everywhere on all sides of the intersection see this, so I procede to coax my car to the side of the road to get out of the way, van does the same. Call the police, get there, wait for them to talk to me because they went to the van first. Their passengers are 2 people my age or slightly older, man driving, and a female passenger. as they are talking I learn of two things. First- the driver has NO licence... Great, just great... Then, after this, I learn that its her van, and its not insured!!! Needless to say, I was quite angry about the situation now. Told the police the exact same thing as above, clarified a few details with them, and yeah... The only logical explanation to as how hard he hit me would be that he started to stop for the light, and then prolly thought that he could make it so he got back on the gas, and then saw me get smashed into... I'm angry about this because my insurance is now going to go up because these people thought it to be ok to have no insurance on this van, and even better, have someone without a license drive it who enjoys running through red lights... I had to get that off my chest, but seriously... It makes me that much more angry because of the disregard for the law by these people by having no license and no insurance in a state where thats against the law

This post has been edited by saleeka: Aug 9, 2006 - 2:23 PM

[bloodrain]

Insurance is seriously a waste of money, you pay every month, and dont get into an accident, then you get into an accident, pay the deductible, and your insurance raises. I pay $250 a month for full coverage, i've had my car for 3 years without even a dent. So I just paid $9,000 in the past 3 years, for what? My car could only sell for $5000, maybe! I coulda bought a new one, and had a 3s swap done by now, fckin insurance.

[ZacMan1987]

Insurance is seriously a waste of money, you pay every month, and dont get into an accident, then you get into an accident, pay the deductible, and your insurance raises. I pay $250 a month for full coverage, i've had my car for 3 years without even a dent. So I just paid $9,000 in the past 3 years, for what? My car could only sell for $5000, maybe! I coulda bought a new one, and had a 3s swap done by now, fckin insurance.

Right up to the point where you have an accident that totals your $11,700 Celica and does $5200 in damage to the other guy, and insurance has to foot the whole thing. Not that I intend to keep having at-fault wrecks, but I'd say that insurance was worth it there.

Back on topic, yeah that totally sucks. People who drive uninsured suck. Hope you're feeling OK and have no ill effects from the crash.