need advice:(, please dont flame i already know i F"dup |
need advice:(, please dont flame i already know i F"dup |
Jul 20, 2003 - 6:51 PM |
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Enthusiast Joined Oct 3, '02 From bonzaisushi@hotmail.com Currently Offline Reputation: 0 (0%) |
ya so ne way july 5th im in a parkin lot hanging out with some friends and one of my friends rolls up in his moms 7gen gts action package, he takes me for a spin i get out, couple mins later he asks if i wanna drive it im like hell ya. so inside im thinking ill just take it for a little spin, so i did didnt floor it at all cuz its not my car its not even his car... so to make a long story short 15 seconds after drivin it im at about 20-25ish in a parking lot(ya i know thats stupid but i was too happy to drive the car) well in this parking lot. THIS huge parking lot theres to isles that look like side walks coming down from the store front, and from a distance and even kinda upclose it looks like a sidewalk well stupid me doesnt pay attention and BANg hit the curbgoin bout 20-25 so i stop immedeately i got a little air from what the people said, i dont remember ne of it. so i got out they came over i popped the 2 front tires bent the 2 front rims and the 2 back tires were bubbled.... i lent him my spare so he could get home soo turns out theres like over 2k of damages. ne way he got off he didnt get in trouble at all from his mom and im taking the heat, i know that this is mostly my fault but her kid let some kid that he knows drive her car.... if i had a kid do that hed be in trouble.... but she contacted her inscurance and they wont cover it because she wasnt driving.... is that true? ne way my family says i shouldnt pay ne thing... i feel so bad i wanna help out but i dunno what to do so im coming to u guys.... ya dont flame ive already been beaten over the head with this enough i tell ya life sucks most of the time ne wayz thanks ahead for givin me advice sorry this doesnt make much sense but im not in a good mood right now and im barely focusing.... thanks guys
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Jul 21, 2003 - 8:28 PM |
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Enthusiast Joined May 8, '03 From San Jose, CA Currently Offline Reputation: 0 (0%) |
Her insurance would only cover it if he was over 21, I believe is the policy of most. Something similar just happened to my girlfriend. She was out in Cali with me, her dad used her car in Maine, and completely totalled it.
It went on my girlfriend's insurance...they covered it, her dad paid the deductible, and her insurance will not increase because he was not a regular driver on the policy. His insurance will increase however, because now he has an at-fault accident on his record. Normally you'd be all set, but I think the under-21 thing is what is the issue. I doubt there's $2k worth of damage. They probably brought it to Toyota and that's what they quoted her for a new set of rims and tires. Was there any visible body damage? Tell the lady you want to bring it to your guy to get a quote on it, and that you want to help as much as possible. If you haven't talked to her IN PERSON yet and apologized profusely, do it. It sucks but you gotta step up and correct this any way you can. More than likely she's either going to scream at you (if she does take it all and let her get it out of her system), or feel bad for you and offer to help come up with a solution, or both. Don't worry about it man.. this is just one of those life lessons... something we all have to go through. Two very important lessons I've learned: Don't trust other people with your cars, and Don't let friends (or your girl's best friend) borrow money from you. Keep us updated and if there's any way we can help let us know. - aba |
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