credit, how does it work Options

[Toyoca]

I just got an amex credit card. im new to having my own credit card. always went through my parents card (but it had my name on it w/e that means). i just got it cause i wanted to start building my credit. i dont completely know what that entails but i got one anyway lol. i basically just figured to get a car or house in the future i need credit so ppl will approve me. so is credit just using your card and paying bills on time? and if you do, you get a good credit score? is that basically it.

btw i got credit $2000. that sounds like a large amount to me given that i dont have that much a month lol. esp since i dont work right now. but sounds good to me lol. i just found it interesting cause my friends all started out with around 500 and i clearly didnt lol.

[mzztoyota]

annualcreditreport.com is supposed to provide you with one free credit report each year, because believe it or not there is a law that says that every person is entitled to know their credit score...but last time I checked it wasn't working...

freecreditreport.com gives you a free one, if you join their site, which you have to pay to be a part of But see if you can find a loophole, a friend of mine supposedly did, I'm too lazy to care...