 credit, how does it work |
 Oct 4, 2006 - 11:30 AM
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 Enthusiast  Joined Mar 14, '06 From Mary Land Currently Offline Reputation: 0 (0%)  |
I just got an amex credit card. im new to having my own credit card. always went through my parents card (but it had my name on it w/e that means). i just got it cause i wanted to start building my credit. i dont completely know what that entails but i got one anyway lol. i basically just figured to get a car or house in the future i need credit so ppl will approve me. so is credit just using your card and paying bills on time? and if you do, you get a good credit score? is that basically it.
btw i got credit $2000. that sounds like a large amount to me given that i dont have that much a month lol. esp since i dont work right now. but sounds good to me lol. i just found it interesting cause my friends all started out with around 500 and i clearly didnt lol. |
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Oct 5, 2006 - 11:41 AM
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Enthusiast Joined Mar 14, '06 From Mary Land Currently Offline Reputation: 0 (0%) |
i dont believe i have interest but im not sure lol. i got amex blue for students
This post has been edited by Toyoca: Oct 5, 2006 - 11:56 AM |
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Oct 6, 2006 - 1:11 PM
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Enthusiast Joined Aug 29, '02 From New York City, NY Currently Offline Reputation: 1 (100%) |
QUOTE(Toyoca @ Oct 5, 2006 - 12:41 PM) [snapback]488016[/snapback] i dont believe i have interest but im not sure lol. i got amex blue for students There's always interest, you'll just have features that other people would normally pay a small fee for or such. It's like my student checking account, I don't pay any upkeep fees for 5 years which would normally be waived if I have direct deposit, after 5 years it'll switch to a normal checking account which will deduct 3.95 monthly unless I have direct deposit then it continues to be free. |
Posts in this topic
Toyoca credit Oct 4, 2006 - 11:30 AM
BlackCelicaGT94 dont go charging up a storm. i got one at 18 and i... Oct 4, 2006 - 11:53 AM Supersprynt Amex wouldnt be my choice but I pay my MC off ever... Oct 4, 2006 - 11:55 AM Toyoca i wont ever charge over any amount of money i cant... Oct 4, 2006 - 12:26 PM orvillescelica You got it right. I have a credit card... I charge... Oct 4, 2006 - 1:15 PM mzztoyota Just make sure you pay everything ON TIME, I think... Oct 4, 2006 - 1:21 PM Toyoca is there somewhere to look up my credit score for ... Oct 4, 2006 - 1:22 PM mzztoyota annualcreditreport.com is supposed to provide you ... Oct 4, 2006 - 1:27 PM saleeka If you started out with a $2000 limit, you al... Oct 4, 2006 - 1:32 PM Supersprynt Why would your score drop if someone looks at it? ... Oct 4, 2006 - 2:53 PM
saleeka QUOTE(Supersprynt @ Oct 4, 2006 - 2... Oct 4, 2006 - 3:25 PM confucious in regards to building your credit, buy something ... Oct 4, 2006 - 2:58 PM Supersprynt That doesnt make much sense. Responsibility is sho... Oct 4, 2006 - 3:29 PM saleeka QUOTE(Supersprynt @ Oct 4, 2006 - 3... Oct 4, 2006 - 3:51 PM saleeka in a way it does make sense- but only for the cred... Oct 4, 2006 - 3:46 PM uberschall whoever originally said to buy something reasonabl... Oct 4, 2006 - 4:18 PM Toyoca k so basically just pay off whatever amount they s... Oct 4, 2006 - 5:26 PM quicknstyle dont just pay it off, but then again dont just pay... Oct 5, 2006 - 11:11 AM BlackCelicaGT94 My reccomendation is pay more than the minimum due... Oct 5, 2006 - 1:05 PM bufferdan Pay it off in full everytime its due...dont be pay... Oct 6, 2006 - 9:44 AM bufferdan btw....amex blue card is nice. Its my favorite... Oct 6, 2006 - 1:14 PM quicknstyle QUOTE(bufferdan @ Oct 6, 2006 - 7:44... Oct 6, 2006 - 1:23 PM JonCars17 I don't have any credit, but I just got a cred... Oct 6, 2006 - 1:59 PM bufferdan [/quote]
cell phones dont count positively towards... Oct 6, 2006 - 2:30 PM confucious BUT as far as BUILDING credit, why buy a new thing... Oct 6, 2006 - 3:02 PM My2Celi Thats exactly what im doing. I buy stuff with my c... Oct 6, 2006 - 3:39 PM BlackCelicaGT94 So I have a credit question onw
My parents have g... Oct 6, 2006 - 5:34 PM saleeka /\ yes your score is affected, good or bad...... Oct 6, 2006 - 5:43 PM BlackCelicaGT94 Yeah i was a lil pissed to find out when Express d... Oct 6, 2006 - 5:58 PM saleeka I dont know about you, but I would be FURIOUS if I... Oct 6, 2006 - 6:04 PM BlackCelicaGT94 I dont think its forging. I think they call and sa... Oct 6, 2006 - 6:11 PM bufferdan QUOTE(confucious @ Oct 6, 2006 - 8:0... Oct 6, 2006 - 7:50 PM confucious QUOTE(bufferdan @ Oct 6, 2006 - 7:50... Oct 7, 2006 - 6:24 AM Ale_lock Nice link, gimmeh more info! Oct 7, 2006 - 3:28 AM |
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