Stick with ST or Go GT?, Problem is im only 21 in uk the insurence will take my pants down Options

[nyawton]

Hey guys got a bit of a tough choice to make soon,

Well about me,

Im 21 & currently hold a full Uk licene with 0 years no claims,

I managed to get insured on a 1.8 st for £1800 (altho i upgraded from a saxo 1.4 so diddnt pay the full £1800 in one go, but thats another storey)

Well soon its coming up to my 1 years no claims so i could just about to get a GT,
Renewal for a 1.8 st = £1200
Upgrade insurence to GT = £1400

My whole aim on this is to get a car worth doing up, full body kit etc, I cant do much on the engine as this will boost insurence thru the roof!

What would you guys do in my position? Hope this makes sence

Cheers

[goferris]

just wanted to ask everyone. does the uk gt have a 3sge? i know it won't have a beams but still. if it does have a 3sge i would be more prone to say upgrade because that is a 30hp diff (don't know the exact #s). if it is only a 5sfe than i will stick with my original mention.
do you have any pics of your current car? if you do that might also change my opinion. and to be honest anything you can do to a gt you can also do to an st. it just takes more work.