What way are insurance companies working in Ireland!!!, They dont have a clue! Options

[STlad]

Rant Begins!

Just after getting my renewal quote in for the year for the Celica 1.8 for €2245 fully comp. Thats a drop of €1000 euros from last year!
For someone with a full clean Irish licence with 3years no claims discount it should have bee lower than that!! When I picked up the car last year the company that I was insured with wanted €4000 to cover me fully comp!!! Ringing around looking for someone cheaper, I found out that no one would even touch me! Most wouldn't touch me until I was over 25 and had 5 years no claims at least! Came back to that company managed to wrestle them down to €3400 for the year!

Rang around this time again with the new quote to try and bring it down some more same old story, until I got a hold of a number from a mate. Mouth dropped on the floor!
This company quoted me €1380 fully comp with every bonus I had with the company I was with!
Signed up to that deal straight away!! Got the papers out and low and behold they were a broker for AXA a company that wouldn't touch me until I was 25 with 5years no claims!
Having 2 named drivers on my policy was €0 extra as well!!!

Rant over

Seriously what way do insurance companies work!? Any other Irish lad or lassy paying a F@#KIN arm and a leg for a celica! I understand a 2Liter or GT4 being costly because of the power behind them but a 1.8 ST!?

[paul_gt4]

i'm 25 from Derry paying £730 for fully comp with all modifictions declared on the 530bhp ST205 and an agreed value of £20k i called recently and told them the planned changes and the power will be going up to well over 600bhp and there will be no changes on the price, my woman on the other hand has a modded ford puma, with her me and her mum on the policy its £524 for the year, which i thought was good as it was her 1st policy and she was driving less than a year and she was 21 when she took the policy