6G Celicas Forums

Welcome Guest ( Log In | Register )

> Need VERY HELPFULL advice for a friend, thanks
post Apr 13, 2009 - 8:50 PM
+Quote Post
supra12big

Enthusiast
***
Joined Aug 19, '07
From Farmington, MI
Currently Offline

Reputation: 7 (100%)




I am posting for a friend, heres his story from him.

Ok, i am debating something right now, and looking for some advice on what i should do. Heres the story: (Right now i have to only pay for my car insurance and car loan= $320/month plus my credit card bill) I live in michigan and im 19, my dad had lost his job back in december and hes flying to go to an interview in san diego as we speak. Now if he gets the job i am debating whether or not i should move down there with my family, or stay. The thing is, im not sure if i can support myself....i took out a 5,400 dollar loan about 2 months ago to buy my $11,600 srt4 and i pay $215/month for insurance. I work partime @ $9.45/hour and i am going to community college full time (so i dont make that much but i plan on working 2 jobs in the summer). If i do stay i have a good freind that would be able to let me stay at his house (if not then im defenitely moving to cali). I really dont want to start a whole new life over there and i would also have to sell my car if i moved there. Basically if i stay, i would have to finish paying my car off, pay for school, all my necessities, and i dont know about health insurance or what? For car insurance, i am under my families plan so i dont know if i have to be taken out or whatever. Im looking for advice with people that had to do something like this on their own, so looking for some MATURE help/advice. What would you do? and let me know if theres other stuff i need to think about living pretty much on my own.

thanks people, its a hard time right now.
 
Start new topic
Replies
post Apr 13, 2009 - 8:59 PM
+Quote Post
jason



Enthusiast
****
Joined Oct 7, '06
From wyomissing pennsylvania
Currently Offline

Reputation: 2 (100%)




working part time 4 hours a day, m-f only he would make roughly 600 a month after taxes

so 600
- ~400 for car expenses (loan, insurance, gas)

leaves him with 200 a month to live on

IF he can get a place where they wont charge him rent, but instead pawn off something like grocery shopping (~200 a month for like 2-3 people) i think that would be the thing to do.

1st priority - dont f*ck up your credit with the car loan
2nd priority - GET THAT DEGREE
--- even if its some bullsh*t degree, its still alot better than a HS diploma
3rd priority - living within means - no partying unless he can afford to litterally throw $30-50 out the window on the highway - because that about all you are doing with "fun" activities when you are in a pinch like that.

moving to california does not mean that he would have to sell his car unless its modded to the point where it wont pass inspections. however, the hit he would most likely take trying to unload the car, is not worth giving up what he already has.

plus... see if his parents cannot afford to give him an allowance of say $50 a week once the father starts receiving pay checks and they get back on their feet - that extra $200 a month should help out a bit with living expenses.

i vote to stay, and use this situation as a life lesson, that way, when all is said and done your friend should be a much "better" person (down to earth) having had to struggle - not to mention will appreciate the finer things in life that much more when he does pull outta this and free's his time and finances up

best of luck! (not to mention living on own + hot chicks - parents = biggrin.gif ) lol


--------------------
you know why they put sheep at the edge of a cliff.... that way they push back!
IPB Image
IPB Image
IPB Image
IPB Image
(2:27:32 AM) edit: please f*cking work, f*ck, sh*t, piss
(2:28:08 AM) edit: that did the trick

Posts in this topic


Reply to this topicStart new topic
1 User(s) are reading this topic (1 Guests and 0 Anonymous Users)
0 Members:

 



Lo-Fi Version Time is now: November 30th, 2024 - 11:27 AM