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> Need VERY HELPFULL advice for a friend, thanks
post Apr 13, 2009 - 8:50 PM
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supra12big

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I am posting for a friend, heres his story from him.

Ok, i am debating something right now, and looking for some advice on what i should do. Heres the story: (Right now i have to only pay for my car insurance and car loan= $320/month plus my credit card bill) I live in michigan and im 19, my dad had lost his job back in december and hes flying to go to an interview in san diego as we speak. Now if he gets the job i am debating whether or not i should move down there with my family, or stay. The thing is, im not sure if i can support myself....i took out a 5,400 dollar loan about 2 months ago to buy my $11,600 srt4 and i pay $215/month for insurance. I work partime @ $9.45/hour and i am going to community college full time (so i dont make that much but i plan on working 2 jobs in the summer). If i do stay i have a good freind that would be able to let me stay at his house (if not then im defenitely moving to cali). I really dont want to start a whole new life over there and i would also have to sell my car if i moved there. Basically if i stay, i would have to finish paying my car off, pay for school, all my necessities, and i dont know about health insurance or what? For car insurance, i am under my families plan so i dont know if i have to be taken out or whatever. Im looking for advice with people that had to do something like this on their own, so looking for some MATURE help/advice. What would you do? and let me know if theres other stuff i need to think about living pretty much on my own.

thanks people, its a hard time right now.
 
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post Apr 16, 2009 - 11:53 AM
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jason



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family first - im with your dad in wanting to keep the family together.

seems the only thing holding you back from moving is friends & the car

car - eh i personally wouldnt miss it too much, can always get another one someday down the road.

friends - tough one, but you can always come back and visit them - or move back when you finish school

if you stay, you *should* be able to keep your insurance under your parents "umbrella" if you will, however, i think the insurance company determines that by the address - so them moving will most likely increase your rates by ~10%

if i personally were in your shoes, and i have been, just not to that degree, i would stay. force yourself to be resourceful, and build up alot of pride for what you have worked for biggrin.gif

just make sure you can work something out to visit your family on at least a monthly/bimonthly basis so you stay 'close' to them

on a side note, i LOVE how srt-4 owners refer to them as "srt's" where as the rest of the car community refers to them as "neon's" lol


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